问题: 求英文翻译。在线等
目前，美国家庭的平均负债是其平均收入的130%。美国家庭的储蓄率几乎为零。消费者的信心随着401(k)计划以及退休储备金的价值一起急剧下跌。汽车销售量创15年新低。信用卡拖欠还款看起来就像是一块悬而未决的心病，亟待解决，因为缺乏现金的美国人不断积欠信用卡债款，以推迟算总账的那一天。
解答:
Average household debt in the United State is currently 130 percent of average household income.The U.S. household savings rate is close to zero.Consumer confidence has plummeted with the value of 401(k) plans and retirement nest eggs.Car sales are at a fifteen-year low.And credit card defaults look like the next shoe to drop as cash-strapped Americanshave run up credit card debt to postpone the day of reckoning.
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